Study on the Influence Factors of Chinese Farmers’ Demand for Land Mortgage
Author:Ji Luo, Ying Wang Author Unit: School of Economics, Sichuan University of Science & Engineering, Zigong, 643000 Sichuan, P. R. China
Abstract：Based on the survey data of Peasants in China, the bivariate Probit model is constructed to analyze the factors
affecting Peasants’ land mortgage Determinants. The results show that the willingness of Peasants land mortgage
is higher, and the education level, the rationality of loan term and the understanding degree of the relevant policies
have significant positive impacts on the needs of the mortgage. Moreover, the impact of cultivated land area, social
insurance, family annual income and interest rate on the financing needs of different types of Peasants is different.
Keywords：Land property rights; Type of peasants; Mortgage willingness; Bivariate probit model
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